Waterfront Home on Todd’s Island, St. Margaret’s Bay - 157 feet of waterfront with a one-bedroom in-law suite with own entrance and amenities. This 70-year-old home boasts incredible bones, updates and a truly unique multi-level layout. Highlights: Sweeping Bay views from multiple decks with an elevated living room perched above the garage. Private waterfront lot with sea walls, a large dock and ramps. Entertainer’s backyard perfect for summer gatherings, swimming, boating, and sun-soaked relaxation. Flexible living spaces with 4 bedrooms plus den, 2 bathrooms, and extra finished space in basement. Upstairs is 3 beds, 1-bath unit. Downstairs is a 1-bed, 1-bath unit. Convenient access via several entrances, carport, and garage. At the tip of Todd’s Island, this property offers a true salt water soul lifestyle where every day is framed by the beauty of St. Margaret’s Bay. The unobstructed ocean views, private setting, and versatile design make this home a rare opportunity for those seeking both character and coastal living, while offering generational potential.